Genuine 98 - Visible Damage
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N Grade coins are unique to the PCGS grading system and are so designated with a coin is not graded. Beginning in 2013 PCGS added a general indication of how the coin would have graded had it not been disqualified.
A coin given a designation of N-98 has visible damage on the coin. The damage can be graffiti, spots removed, surface tooled, machine damage, rim damage, or surface damage.